Prepare the Basic Documents Required
To help you prepare for your home purchase, we have listed the basic documents that may be asked of you when you apply for bank loans. Read through the checklist to determine your readiness for the next big leap!
- Three (3) pieces of your 1×1 photo
- Tax Identification Number (TIN) ID or One-Time Taxpayer BIR Form 1904
- Photocopy of two (2) government-issued IDs
- Latest proof of billing under the name of the buyer or lessor, or a Barangay Certificate
- For OFWs: Photocopy of Passport (with stamp indicating the date of arrival and departure)
- Additional documents based on civil status, such as marriage certificate (when married)
- Proof of Income (latest ITR, Job Contract/Certificate of Employment with compensation, 3-months payslip)
- Post-Dated Cheques (for Equity)
- Other additional documents required by Property Company of Friends Inc. (PCFI) or the accredited bank
Additional Guidelines for Overseas Filipino Workers
- Proof of Income (latest ITR, Job Contract/Certificate of Employment with compensation, 3-months payslip)
- Post-Dated Cheques (for Equity)
- Other additional documents required by Property Company of Friends Inc. (PCFI) or the accredited bank
If you are an Overseas Filipino Worker or residing abroad, you will need an Attorney-In-Fact (AIF) to be your representative. An AIF is a legally designated individual who transacts business on behalf of the buyer. He/she must be 21 years of age and able to read and write. At the same time, the AIF should be an immediate family member up to the second degree of affinity or consanguinity. This means that the only people eligible to become your AIF are the following:
- 1st Degree of Affinity – Your Spouse
- 1st Degree of Consanguinity – Your Parents and Son/Daughter
- 2nd Degree of Affinity – Your Parent-in-Law and Son/Daughter-in-Law
- 2nd Degree of Consanguinity – Your Grandparents, Brothers, Sisters, and Grandchildren
Any family member beyond the second degree, such as aunts, uncles, grandparents-in-law, nieces, nephews, and first cousins, are not eligible to act as your AIF.
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Have any questions? Fill out the form and we’ll gladly assist you.
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